👋 Hi all, Chris here! I have been bombarded so many great holiday deals this week that I decided to change the newsletter plan for the week to share my top 12. But first, I have to say thank you. I am so grateful for the 26,000 of you reading this email and engaging with this newsletter on a regular basis. I love creating it and am thrilled to find so many people as excited as I am with optimizing their life, travel and money. If you know anyone else like that (or even just who likes a deal), please feel free to forward this along.

Finally, I wish you and your families a Happy Thanksgiving!

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💰 My Top 12 Black Friday / Cyber Monday Deals

Here are the top 12 deals I’ve seen so far. Surely more will pop up, but wanted to get something out before Thanksgiving. And if you didn’t see my holiday shopping newsletter last year, I shared my favorite hacks and tactics for shopping online, so definitely check that out if you’re interested.

Also, in the coming weeks, I’m going to try to write up a gift guide with some of my favorite gift ideas for the holiday season. Until then, I hope you enjoy these deals:

🏨 20-40% off Hotel Stays

There are so many hotels offering deals right now. I already have a few tabs open to try and use these deals for a last-minute family trip to London next month. So if you have any London recommendations, please send them my way 🙏.

• 20% off Marriott through 1/16 (book by 11/29)

• 20% off Hyatt through 4/30 (book by 11/30)

• 20-50% off Hilton when you book on Black Friday (11/25) & Cyber Monday (11/28)

• 10% off IHG + unannounced Cyber Monday deals through (book by 12/2)

• 25% off Accor in North America through 6/30 (book by 11/29)

• 40% off YOTEL through 9/30 (book by 12/1)

• 35% off Ace Hotels through 9/4 (book by 12/9)

🩸 Track your health with InsideTracker 

I’ve been focusing on optimizing my health the past year and I’ve been spending a lot of time in the InsideTracker app. After analyzing your blood, DNA, and fitness tracking data, they offer a personalized health analysis and action plan on how to live healthier and longer. Specifically they give recommendations on food, supplements, workouts and other lifestyle choices.

I’ve partnered with them to offer $200 off the ultimate plan or 34% off the rest of the store this week through this link. And if you have any FSA funds left for the year, you can use them on your purchase.

🛒 40-50% off Paprika (my favorite recipe/grocery app)

I’ve mentioned before how much I love this app, but it saves us so much time organizing recipes, planning meals and grocery shopping. You can save recipes from anywhere on the web, and it will sync and sort for easy shopping. It’s one of my favorite apps, but you have to pay for each platform you use it on (Mac, iOS, Android). However, through the end of November, they are offering 40% off iOS and Android and 50% off Windows and Mac versions. 

🥩 2 Free Ribeyes for a Year! (+$10 off)

Amy and I have been loving ​ButcherBox and they’ve become a primary source in our house for high-quality meat. They deliver 100% grass-fed, grass-finished beef; free-range organic chicken; humanely raised pork; and wild-caught seafood directly to your doorstep at the frequency you choose.

This week, you can get two 10 oz rib eyes FREE in every box for a whole year when you join, plus an additional $10 off when you sign up here.

📡 Find your things easier with 20% off Apple AirTags

Apple AirTags are currently the lowest price I have ever seen. They have a four pack for $80 selling on Amazon. Walmart and Target had similar deals, but it appears that the demand has quickly squeezed the supply… and Amazon’s price is already up by $5 in the last last day or two. I sadly bought a 4-pack (at full price) a few months ago before our trip to Hawaii to put in all our checked bags and it was so comforting to see that our bags made it on the plane before we even took off.

🛍️ $40 free from Rakuten

Rakuten is one of my favorites for getting cash back (or Amex Membership Rewards points if you want) and right now you can get $40 free when you sign up and make a purchase. My referral link is here and the deal ends December 1st. Make sure to install the Rakuten Chrome extension to easily activate cash back.

Also if you haven’t used your $50 Amex Platinum Saks credit yet, Rakuten is offering 10% cash back at Saks.

💍 $50 off Oura Ring

I’ve mentioned before how much I love my Oura Ring. I wear it every day to track sleep, workouts, heart rate, HRV, and blood oxygen levels. They currently have a Black Friday deal for $50 off their Gen3 ring.

🧓🏻 5yr AARP Membership for $15 (or make $15 w/ Rakuten)

Did you know you can join AARP at any age and get access to all their member deals? I always thought it was only for seniors, but I was wrong. I won’t do a deep dive on all their deals, but ThePointsGuy highlighted some top travel deals. And right now, you can get a 5 year membership for $45. But don’t click that link!

Instead sign up for Rakuten (here) and then click their $20 cash back link for AARP (here) and you’ll spend $45 on the membership, but get $40 from Rakuten for signing up and $20 back from the AARP purchase, which results in earning $60 and spending $45, so you’ll actually come out $15 ahead. If you already got the $40 bonus from Rakuten, I see a $30 statement credit offer from CapitalOne (here) which would bring the net total down to $15.

🛫 20-30% Transfer Bonuses to Airlines

If you’re looking to plan a last minute trip, right now there are a handful of transfer bonuses that might save you some miles. We’re looking at round-trip to London for 4 in December and I think I’m actually going to take advantage of the BA and Air France bonuses for the trip.

• 20% bonus from Capital One to Accor Live Limitless

• 20% bonus from Capital One to British Airways Avios 

• 30% Chase bonus from Chase to Aeroplan

• 25% bonus from AMEX to Air France/KLM Flying Blue

🕯️ Laugh at a gift from Whiskey River Soap 

Last year’s holiday hacks email included a fun gift idea from Whiskey River Soap and ever since their candles have become a go-to gift for people (they’re hilarious). They don’t often go on sale, but they have a “Pre-black Friday” sale right now for “buy 2 get 1 half off” and hopefully they’ll have a better sale in the week ahead.

🧳 $50-100 off Away Suitcases

Amy and I love our Away “The Carry On” suitcases and I just got an email that you can get $50 off any 2 suitcases and $100 off any 3 (link) when you purchase by 11/28. It’s not a crazy deal, but if you’ve been eyeing one, it’s always nice to save a little. That said, when we needed to buy a bigger suitcase that we weren’t going to use that often, we opted to save $$ and get this Samsonite for less than half the cost.

💳 2x Points with Bilt + 100% Bonus on IHG Transfers

The Bilt Rewards card is offering double points on all purchases from 11/25 to 12/1. Unfortunately, this deal excludes rent, but does provide:

• 6x on dining

• 4x on travel 

• 2x on other

But that’s not all. Bilt points will also get a 100% transfer bonus for IHG, which could be an amazing perk for any last-minute hotel bookings.

💭 Parting Thoughts

Thank you so much for reading! I’d love to hear your thoughts/suggestions, so please feel free to respond to this email and I promise to read and respond to every one. If there’s a topic you’d love me to dig into in an upcoming issue, please let me know.

Best,

Chris

Today, I’m grateful for the support of our partners ButcherBox, Insider Tracker, Amazon, Rakuten and Bilt.

Chris Hutchins works at Wealthfront. All opinions expressed by Chris and his guests are solely their own opinions and do not reflect the opinion of Wealthfront. This newsletter is for informational purposes only and should not be relied upon for investment decisions.